As you peruse this blog, you’ll find multiple strategies for repairing your credit and I will share all of them that I know. The oldest and most common method that you will read about is probably the “Dispute Process”. You see, according to the FCRA (the Fair Credit Reporting Act), you have the legal right [...]

Before you begin the process of repairing your credit, you need to understand how your score is determined by the “Big 3″ credit bureaus (Experian, Equifax, and TransUnion).

Over 75% of all credit reports contain some sort of error that will affect your ability to get the loan, mortgage or lease or a car you need.